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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Diamond Bank
Diamond Bank
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Personal Savings

Personal Savings Accounts


Features
Diamond Super Savings
Diamond Savings
Emerald Money Market
Bling! Kids
Christmas Club
Minimum Opening Deposit
 $100 $100 $1,000 $10 $10
Interest Rate
.25% APY*
(Balances up to $100,000)
 .15% APY
Tiered Rates
(Based on Balance)
4.06% APY♦
(Balances up to $5,000)
4.07% APY¤
(Balances up to $3,000)
Requirements
To Receive Interest Rate:
• Enroll & Receive eStatements
Minimum Balance:
• $10 monthly service fee if balance falls below $1,000

Limited Withdrawals
• 6 withdrawals per calendar month
• $2.00 fee for each additional withdrawal
• 6 withdrawals per quarter
• $2.00 fee for each additional withdrawal
• 6 withdrawals per calendar month
• $2.00 fee for each additional withdrawal
• 6 withdrawals per quarter
• $2.00 fee for each additional withdrawal
• After three (3) withdrawals, the account will be closed.
• $5.00 fee for each withdrawal
Free Account Features:
Checkmark on shield icon.eStatements  Lock and laptop icon Online Banking  Mobile with speech bubble icon Mobile Banking  Calendar icon Unlimited Bill Pay
Card and mobile phone with arrows icon Person to Person Pay  Hand with mobile phone and money icon Mobile Deposit

Additional Information
Diamond Bank may change the interest rate & Annual Percentage Yield (APY) at any time.
Rates are effective as of 1/16/2025. Fees may reduce earnings. Contact your local branch for the most up-to-date interest rate information.

(APY) Annual Percentage Yield
Diamond Super Savings*
.25% APY on balances up to $100,000
.15% APY on the portion of the balance over $100,000
.10% APY paid on the entire balance when requirements are not met
 
Bling! Savings♦
Balances up to $5,000.00 receive a rate of 4.00% with an annual percentage yield of 4.06%.
Portion of the Balances over $5,000.00 receive a rate of .15% resulting in an APY range of 4.06% to 1.13% depending on the balance. 
Limit One Bling! Savings account per minor.
 
Christmas Club¤
Balances up to $3,000.00 receive a rate of 4.00% with an annual percentage yield of 4.07%.
Portion of the balances over $3,000.00 receive a rate of .15% resulting in an APY range of 4.07% to 2.51% depending on the balance.
Limit One Christmas Club account allowed per household or family.
Interest will be credited into the account quarterly. If account is closed before interest is credited, you will not receive the accrued interest.
Transfers or withdrawals from a Christmas Club to another account or third parties by preauthorized, automatic or telephone will be subject to a withdrawal fee.