Earn a preferred interest rate with our Platinum account!
- $100 minimum opening deposit
- $5 monthly service fee
- Fee can be waived if:
- Enroll & Receive eStatements
- Fee can be waived if:
- No minimum balance to earn rewards
- Earn 1.00% APY on balances up to $25,000*
- Earn .25% APY on the portion of the balance over $25,000
- Earn .05% APY on the entire balance if qualifications are not met
- Earn .25% APY on the portion of the balance over $25,000
- ATM Fees Refunded (Only fees incurred from Diamond Bank)
*Qualifications to earn a preferred rate:
- At least 15 debit point-of-sale (POS) transactions must be made with your Diamond Bank debit card. The transactions must post and settle to your account during your monthly qualification cycle; AND
- You must enroll and receive monthly eStatements for your account by the last day of the monthly qualification cycle.
Free Account Features:
Free eStatements
Online & Mobile Banking 
Unlimited Bill Pay 
Bank to Bank Transfers
Person to Person Pay
Unlimited Check Writing
Mobile Deposit 
Instant-Issue ATM/Debit MasterCard® NOTES
(APY) Annual Percentage Yield
APYs stated above are accurate as of 6/17/2022. Rates may change after account is opened. If qualifications are met, balances up to $25,000 receive an APY of .75% and balances over $25,000 earn 0.25% interest rate on the portion of the balance over $25,000. If qualifications are not met during your monthly statement cycle, the interest rate will be .05% APY. Qualifications stated above require 15 Debit Card Point-of-Sale transactions that must post and settle to your account during the monthly qualification cycle. Transactions may take one or more business days to settle to your account. ATM transactions, transfer between accounts or ACH clearing items do not count towards the qualifying transactions. To enroll in eStatements, you must sign up for Diamond Bank's online banking. Contact us on how to sign up or click here for step-by-step instructions. The qualification cycle is the same as your statement cycle. An ATM transaction fee will still be assessed by Diamond Bank if you use an ATM not owned by us. The fee(s) will be reimbursed to you at the end of the statement cycle. Diamond Bank WILL NOT refund any fees charged by the ATM owner or the network they use.